| SAVINGS ACCOUNTS |
| Type |
APR |
APY |
Regular Shares
|
0.10% |
0.100% |
| Premium Checking |
0.25% |
0.250% |
| Dividend Express |
|
|
| $2,500 Min. balance |
0.10 |
0.100% |
| Super Saver (Money Market) |
|
|
| $10,000 Min. balance |
0.10% |
0.100% |
| $50,000 Min. balance |
0.15% |
0.150% |
| IRA |
0.25% |
0.250% |
 |
Vacation Club
|
0.10% |
0.100% |
| Christmas Club |
0.10% |
0.100% |
Kirby Kangaroo® Club
|
0.10% |
0.100% |
|
APR=Annual Percentage Rate.
* APY is the Annual Percentage Yield (the amount earned if the principal and interest is in the account for the full term).
Deposits are insured to at least $250,000.00 by the National Credit Union Administration (NCUA). |
|
| REGULAR & IRA SHARE CERTIFICATES |
| Type |
APR |
APY* |
Min. Balance |
6 Month CD
|
0.15% |
0.150% |
$500.00 |
| 0.20% |
0.200% |
$5,000.00 |
| 0.25% |
0.250% |
$25,000.00 |
|
12 Month CD
|
0.20% |
0.200% |
$500.00 |
| 0.25% |
0.250% |
$5,000.00 |
| 0.30% |
0.301% |
$25,000.00 |
|
18 Month CD
|
0.30% |
0.301% |
$500.00 |
| 0.35% |
0.351% |
$5,000.00 |
| 0.40% |
0.401% |
$25,000.00 |
|
24 Month CD
|
0.45% |
0.451% |
$500.00 |
| 0.50% |
0.501% |
$5,000.00 |
| 0.55% |
0.551% |
$25,000.00 |
|
36 Month CD
|
0.70% |
0.702% |
$500.00 |
| 0.75% |
0.752% |
$5,000.00 |
| 0.80% |
0.802% |
$25,000.00 |
|
|
