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Fees


Effective date November 16, 2015

Checking Account Fees
Check Copy $2.00 per item
Check Printing Prices vary depending on style
Gift Card $2.50
NSF Draft $25.00 per item
Premium Checking $5.95 per month with Bill Pay
Reg D Excess withdraw fee $1.50
Returned Item Paid $25.00 per item
Stop Payment $15.00 per request
Other Service Fees (applicable to all accounts)
Account Reconciliation $25.00 per hour (minimum $10)
Bankruptcy Fee $25.00
Card Laminating $1.00 per item
Cashiers Check $2.00
Collection Item (foreign check deposit) $10.00
Copy of Credit Union Issued Draft $4.00 per item
Counter Check Payable to Other Than CU Member $2.00 per check
Credit Report Score Fee $8.00
Deposited Item Return $5.00 per item
Inactive Account fee $4.00 per month after twelve (12) months and account under $100 **
Money Order $1.00 per Money Order
Negative Account $1.00 per business day
Prepaid Debit Card $5.00
Prepaid Debit Card load fee per load $1.00
Collateral Repossession Fee $250.00
Returned Mail Fee $3.00
Statement Copy/Computer Account Printout $2.00 for 1st page, $1 each add'l page
Stop payment on Credit Union Issued Draft $15.00 per request
Western Union Wire Transfer $30.00 per transfer
Wire Transfer (incoming) $5.00 per transfer
Wire Transfer (outgoing) $15.00 per transfer
Electronic Funds Transfer Fees
ACH NSF $25.00 per item
ACH Return Item Paid $25.00 per item
ACH Stop payment $15.00 per request
ATM Balance Inquiry $.50 per inquiry
Plastic Card Replacement $5.00
ATM Deposit Adjustment 10.00 per occurrence
ATM PIN Replacement $5.00
ATM Transfer $0.75 each
ATM Withdrawal $0.75 per withdrawal after five (5) free per month
Bill Pay $3.00 per month without a Checking Account
Other Fees
Approved Loan Application, but denied by member $25.00
ATM Empty Envelope $25.00
Credit Union Collateral Insurance Add-on $50.00
Large Dollar Returned Item ($2500.01+) $10.00
Late Loan Payment (15 days from due date) $25.00
Legal Action Processing (garnishments, levys, etc.) $25.00
Loan Payment Return Item (from another F. I.) $25.00
Loan Rate Change $25.00
Mortgage Loan Originination Fee $100.00
Non-Member conversion of Member Check to Cash $10.00
Non-Member Notary Service $5.00
Non-Notice of Address Change $2.00
On-us ATM Deposit Adjustment $5.00
Real Estate Modification $150.00
Real Estate Subordination $150.00
Skip-A-Payment $18.00 per loan payment skipped
IRA Account Annual Maintenance $20.00 June 30th billing
Temporary Checks, except new accounts $3.00 per page
Late Fee on 1st Mortgage loans after 15 days 5% of payment
Statement fee (annual statement as of 12/31 - is free) $2.00 per statement /
FREE if age 62 or older, or under 18
Zero Balance Home Equity Line of Credit Loan $100.00 June 30th billing - added to loan

** The fee is waived for members 17 years of age or younger. Inactive is defined as twelve (12) months with no activity and no other active C.U. account.

The fees appearing in this Schedule are accurate and effective for accounts as of April 15, 2013. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

Your savings federally insured to at least $250,000 by NCUA (National Credit Union Administration), a U. S. Government Agency.
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imageimage Your savings are now federally insured to at least $250,000.00 by the National Credit Union Administration (just like FDIC).
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