Checking Account Fees |
Check Copy |
$2.00 per item |
Check Printing |
Prices vary depending on style |
Gift Card |
$2.50 |
NSF Draft |
$25.00 per item |
Premium Checking |
$5.95 per month with Bill Pay |
Reg D Excess withdraw fee |
$1.50 |
Returned Item Paid |
$25.00 per item |
Stop Payment |
$15.00 per request |
Other Service Fees (applicable to all accounts) |
Account Reconciliation |
$25.00 per hour (minimum $10) |
Bankruptcy Fee |
$25.00 |
Card Laminating |
$1.00 per item |
Cashiers Check |
$2.00 |
Collection Item (foreign check deposit) |
$10.00 |
Copy of Credit Union Issued Draft |
$4.00 per item |
Counter Check Payable to Other Than CU Member |
$2.00 per check |
Credit Report Score Fee |
$8.00 |
Deposited Item Return |
$5.00 per item |
Inactive Account fee |
$4.00 per month after twelve (12) months and account under $100 ** |
Money Order |
$1.00 per Money Order |
Negative Account |
$1.00 per business day |
Prepaid Debit Card |
$5.00 |
Prepaid Debit Card load fee per load |
$1.00 |
Collateral Repossession Fee |
$250.00 |
Returned Mail Fee |
$3.00 |
Statement Copy/Computer Account Printout |
$2.00 for 1st page, $1 each add'l page |
Stop payment on Credit Union Issued Draft |
$15.00 per request |
Western Union Wire Transfer |
$30.00 per transfer |
Wire Transfer (incoming) |
$5.00 per transfer |
Wire Transfer (outgoing) |
$15.00 per transfer |
Electronic Funds Transfer Fees |
ACH NSF |
$25.00 per item |
ACH Return Item Paid |
$25.00 per item |
ACH Stop payment |
$15.00 per request |
ATM Balance Inquiry |
$.50 per inquiry |
Plastic Card Replacement |
$5.00 |
ATM Deposit Adjustment |
10.00 per occurrence |
ATM PIN Replacement |
$5.00 |
ATM Transfer |
$0.75 each |
ATM Withdrawal |
$0.75 per withdrawal after five (5) free per month |
Bill Pay |
$3.00 per month without a Checking Account |
Other Fees |
Approved Loan Application, but denied by member |
$25.00 |
ATM Empty Envelope |
$25.00 |
Credit Union Collateral Insurance Add-on |
$50.00 |
Large Dollar Returned Item ($2500.01+) |
$10.00 |
Late Loan Payment (15 days from due date) |
$25.00 |
Legal Action Processing (garnishments, levys, etc.) |
$25.00 |
Loan Payment Return Item (from another F. I.) |
$25.00 |
Loan Rate Change |
$25.00 |
Mortgage Loan Originination Fee |
$100.00 |
Non-Member conversion of Member Check to Cash |
$10.00 |
Non-Member Notary Service |
$5.00 |
Non-Notice of Address Change |
$2.00 |
On-us ATM Deposit Adjustment |
$5.00 |
Real Estate Modification |
$150.00 |
Real Estate Subordination |
$150.00 |
Skip-A-Payment |
$18.00 per loan payment skipped |
IRA Account Annual Maintenance |
$20.00 June 30th billing |
Temporary Checks, except new accounts |
$3.00 per page |
Late Fee on 1st Mortgage loans after 15 days |
5% of payment |
Statement fee (annual statement as of 12/31 - is free) |
$2.00 per statement / FREE if age 62 or older, or under 18 |
Zero Balance Home Equity Line of Credit Loan |
$100.00 June 30th billing - added to loan |