| Checking Account Fees |
| Check Copy |
$2.00 per item |
| Check Printing |
Prices vary depending on style |
| Gift Card |
$2.50 |
| NSF Draft |
$25.00 per item |
| Premium Checking |
$5.95 per month with Bill Pay |
| Reg D Excess withdraw fee |
$1.50 |
| Returned Item Paid |
$25.00 per item |
| Stop Payment |
$15.00 per request |
| Other Service Fees (applicable to all accounts) |
| Account Reconciliation |
$25.00 per hour (minimum $10) |
| Bankruptcy Fee |
$25.00 |
| Card Laminating |
$1.00 per item |
| Cashiers Check |
$2.00 |
| Collection Item (foreign check deposit) |
$10.00 |
| Copy of Credit Union Issued Draft |
$4.00 per item |
| Counter Check Payable to Other Than CU Member |
$2.00 per check |
| Credit Report Score Fee |
$8.00 |
| Deposited Item Return |
$5.00 per item |
| Inactive Account fee |
$4.00 per month after twelve (12) months and account under $100 ** |
| Money Order |
$1.00 per Money Order |
| Negative Account |
$1.00 per business day |
| Prepaid Debit Card |
$5.00 |
| Prepaid Debit Card load fee per load |
$1.00 |
| Collateral Repossession Fee |
$250.00 |
| Returned Mail Fee |
$3.00 |
| Statement Copy/Computer Account Printout |
$2.00 for 1st page, $1 each add'l page |
| Stop payment on Credit Union Issued Draft |
$15.00 per request |
| Western Union Wire Transfer |
$30.00 per transfer |
| Wire Transfer (incoming) |
$5.00 per transfer |
| Wire Transfer (outgoing) |
$15.00 per transfer |
| Electronic Funds Transfer Fees |
| ACH NSF |
$25.00 per item |
| ACH Return Item Paid |
$25.00 per item |
| ACH Stop payment |
$15.00 per request |
| ATM Balance Inquiry |
$.50 per inquiry |
| Plastic Card Replacement |
$5.00 |
| ATM Deposit Adjustment |
10.00 per occurrence |
| ATM PIN Replacement |
$5.00 |
| ATM Transfer |
$0.75 each |
| ATM Withdrawal |
$0.75 per withdrawal after five (5) free per month |
| Bill Pay |
$3.00 per month without a Checking Account |
| Other Fees |
| Approved Loan Application, but denied by member |
$25.00 |
| ATM Empty Envelope |
$25.00 |
| Credit Union Collateral Insurance Add-on |
$50.00 |
| Large Dollar Returned Item ($2500.01+) |
$10.00 |
| Late Loan Payment (15 days from due date) |
$25.00 |
| Legal Action Processing (garnishments, levys, etc.) |
$25.00 |
| Loan Payment Return Item (from another F. I.) |
$25.00 |
| Loan Rate Change |
$25.00 |
| Mortgage Loan Originination Fee |
$100.00 |
| Non-Member conversion of Member Check to Cash |
$10.00 |
| Non-Member Notary Service |
$5.00 |
| Non-Notice of Address Change |
$2.00 |
| On-us ATM Deposit Adjustment |
$5.00 |
| Real Estate Modification |
$150.00 |
| Real Estate Subordination |
$150.00 |
| Skip-A-Payment |
$18.00 per loan payment skipped |
| IRA Account Annual Maintenance |
$20.00 June 30th billing |
| Temporary Checks, except new accounts |
$3.00 per page |
| Late Fee on 1st Mortgage loans after 15 days |
5% of payment |
| Statement fee (annual statement as of 12/31 - is free) |
$2.00 per statement /
FREE if age 62 or older, or under 18 |
| Zero Balance Home Equity Line of Credit Loan |
$100.00 June 30th billing - added to loan |
